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Messages - Solonoid

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8761
The Flood / Re: Josh Fuckstain needs to stop interneting
« on: November 09, 2015, 10:40:27 PM »
I'm actually excited to get fucked in the ass.
You and me both.

8762
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 10:20:58 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.

Rent is no replacement for credit history, and  not all landlords report it. There's no reason to be scared of credit, and failure to grow a diverse credit history absolutely will affect you later in life.
70% of your Equifax (the score weighed most heavily in mortgages) is based off of your percent available between all of your credit cards.

Even your car insurance is cheaper if you have open credit cards.
Good thing I'll never borrow money to buy a house.
Let me guess, rich family?
Not at all.
Then you're either killing yourself or need credit.
I'm not against credit cards. I just would never get one.
I never understand how borrowing money to pay for things you can't afford became such a popular concept.
And as for a credit history making it easier to take out loans, I would never take out a loan for a house, car, or school. If I can't afford them, well then I guess I'll settle for what I can afford, and I am perfectly okay with that.
That's just not how the modern economy works.

8763
The Flood / Re: I shaved my pubes today, AMA me anything
« on: November 09, 2015, 09:41:33 PM »
When will we play together on Steam?
Heading home tomorrow. Hit me up babygirl.
add me on steam.

8764
The Flood / Re: I shaved my pubes today, AMA me anything
« on: November 09, 2015, 09:38:11 PM »
Are you going to buy the expansion pack for elite dangerous?
I need to replace my computer, but I sure as hell am.

8765
The Flood / Re: I shaved my pubes today, AMA me anything
« on: November 09, 2015, 09:35:37 PM »
Can I lick it?

8766
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:34:44 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.

Rent is no replacement for credit history, and  not all landlords report it. There's no reason to be scared of credit, and failure to grow a diverse credit history absolutely will affect you later in life.
It won't affect me in any way.

That's a great joke to tell the car salesman when you get an 18% APR on your first car, or at your first real job interview when they ask you to explain your credit report.

I've never had a need for a credit card yet. I've only used a debit card so far. Is it something that would benefit me in the long run?
Absolutely.

A well maintained credit card is the best way to build credit, and then everything in your life will be cheaper.

8767
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:23:18 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.

Rent is no replacement for credit history, and  not all landlords report it. There's no reason to be scared of credit, and failure to grow a diverse credit history absolutely will affect you later in life.
70% of your Equifax (the score weighed most heavily in mortgages) is based off of your percent available between all of your credit cards.

Even your car insurance is cheaper if you have open credit cards.
Good thing I'll never borrow money to buy a house.
Let me guess, rich family?
Not at all.
Then you're either killing yourself or need credit.

8768
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:21:25 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.

Rent is no replacement for credit history, and  not all landlords report it. There's no reason to be scared of credit, and failure to grow a diverse credit history absolutely will affect you later in life.
70% of your Equifax (the score weighed most heavily in mortgages) is based off of your percent available between all of your credit cards.

Even your car insurance is cheaper if you have open credit cards.
Good thing I'll never borrow money to buy a house.
Let me guess, rich family?

8769
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:14:42 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.

Rent is no replacement for credit history, and  not all landlords report it. There's no reason to be scared of credit, and failure to grow a diverse credit history absolutely will affect you later in life.
70% of your Equifax (the score weighed most heavily in mortgages) is based off of your percent available between all of your credit cards.

Even your car insurance is cheaper if you have open credit cards.

8770
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:09:18 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.


You're smart. You can build your credit with rent.
The fastest way is with a well maintained credit card.

8771
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 09:08:27 PM »
Never going to get a credit card.

Sorry to hear about your shitty credit score.
Good thing a credit score doesn't matter to me one bit.
Then you're not an adult.

My credit score drives my life.

8772
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 08:55:53 PM »
I thought you were going to say "to the max"
'cause unfortunately mine are all maxed out...
Yeah mine too.

8773
The Flood / We're men now.
« on: November 09, 2015, 08:54:39 PM »
We buy eighths instead of grams.

8774
The Flood / Re: Meme Theory
« on: November 09, 2015, 08:46:16 PM »
God save you.

8775
The Flood / Re: The mods were a mistake.
« on: November 09, 2015, 08:00:31 PM »

8776
Gaming / Re: Rate Halo 5
« on: November 09, 2015, 07:32:32 PM »
Why not just have a 1-10 like a normal rating scale
It's a halo scale.

2 is the best and 4 is the worst.

8777
The Flood / Re: The Doctor just told me I'm legally blind
« on: November 09, 2015, 07:29:24 PM »

I remember that video.

Legendary stuff.

Bring back Crystal Pepsi.

8778
The Flood / Re: is comet a pretty girl
« on: November 09, 2015, 07:26:44 PM »

8779
This is going to be as bad as teen titans go

8780
The Flood / The Doctor just told me I'm legally blind
« on: November 09, 2015, 06:39:24 PM »
But even I can see why kids love the taste of cinnamon toast crunch.

8781
The Flood / Re: The mods were a mistake.
« on: November 09, 2015, 06:33:57 PM »
Demote LC, give Noelle his postition.
Fuck it, give her Cheat's.

8782
The Flood / Re: Live Your Life Like A Credit Card
« on: November 09, 2015, 06:30:00 PM »
I wish my credit cards had no limits.

8783
The Flood / The mods were a mistake.
« on: November 09, 2015, 06:27:12 PM »
The only good one was Slash.

8784
The Flood / Re: I hate cops.
« on: November 09, 2015, 04:49:50 PM »
Somebody got a ticket
Nope, somebody just mentioned cops somewhere and I immediately started thinking about how much I hate them.

8785
The Flood / Re: Best Shrek film?
« on: November 09, 2015, 04:39:31 PM »
They're all the best films ever made.

Worthy of our emulation.

8786
The Flood / I hate cops.
« on: November 09, 2015, 04:38:01 PM »
They're all assholes.

None of them do their job right, and they're all just out to meet their arrest quota.

Shithead pigs.

8787
Gaming / Rate Halo 5
« on: November 09, 2015, 04:21:07 PM »
On a scale of 2-4 where 2 is the best and 4 is the worst.

I haven't played it yet, so I'm wondering about the game, since 343s last Halo was a disaster.

8788
The Flood / I get off in an hour
« on: November 09, 2015, 03:47:47 PM »
Help pass the last hour of my shift.

8790
The Flood / Re: Butt slap thread
« on: November 09, 2015, 03:14:36 PM »

There's no way that show was for kids.

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