What have you done with your student loans

Septy | Mythic Inconceivable!
 
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Casper | Mythic Inconceivable!
 
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Toys are hereby declared:
ILLEGAL
IMMORAL
UNLAWFUL
 anyone found with a TOY in his possession will be
placed under ARREST and thrown in the DUNGEON!
No kidding!               🅱
I'm still confused by how people get money back.  I never have

 
Solonoid | Mythic Inconceivable!
 
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Quote from: Casper on November 11, 2017, 09:47:40 PM
I'm still confused by how people get money back.  I never have
they overpaid in the first place

 
Casper | Mythic Inconceivable!
 
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Toys are hereby declared:
ILLEGAL
IMMORAL
UNLAWFUL
 anyone found with a TOY in his possession will be
placed under ARREST and thrown in the DUNGEON!
No kidding!               🅱
Quote from: Sᴏʟᴏɴᴏɪᴅ on November 11, 2017, 09:50:07 PM
Quote from: Casper on November 11, 2017, 09:47:40 PM
I'm still confused by how people get money back.  I never have
they overpaid in the first place
Huh, I guess I never did.  Would make sense since we almost always still owed every semester.

 
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I don't have any

 
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On other note my schoolarship was increased by 18%... 2 months later than it should be

 
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If I'm not here, I'm doing photography. Or I'm asleep. Or in lockdown. One of those three, anyway.

The current titlebar/avatar setup is just normal.
Saved 3k of it and used some to go on holiday after I graduated. Most of it went to rent, food, and bills.

Now using the leftovers to last me while I look for a job.
Last Edit: November 15, 2017, 09:18:11 AM by βck

 
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Going to hong kong at christmas and building a PC after.

 
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I used what I had left last year to get a PC

 
 
 
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Quote from: Flee on November 15, 2017, 08:27:04 AM
Isn't misuse of funds part of the reason why school loans systems are so often fucked? I regularly see people talk about how they spend their schooling money on games, trips, hardware and so on, which clearly is not what it's intended for. For all the people I see complaining (and rightfully so) about how messed up the system is, I see a lot of them indirectly contributing it by driving up expenses by spending school money on luxuries.
I do 3D art though so buying a PC is for my course

Also I get more money than I need so I have spare to spend on fun things
Last Edit: November 15, 2017, 08:44:18 AM by BaconShelf

 
 
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Quote from: challengerX on November 15, 2017, 08:48:30 AM
Quote from: BaconShelf on November 15, 2017, 08:42:43 AM
Quote from: Flee on November 15, 2017, 08:27:04 AM
Isn't misuse of funds part of the reason why school loans systems are so often fucked? I regularly see people talk about how they spend their schooling money on games, trips, hardware and so on, which clearly is not what it's intended for. For all the people I see complaining (and rightfully so) about how messed up the system is, I see a lot of them indirectly contributing it by driving up expenses by spending school money on luxuries.
I do 3D art though so buying a PC is for my course

Also I get more money than I need so I have spare to spend on fun things
Couldn't you use the "extra" money toward repayment?
Not sure if extra money makes a difference considering the repayment is taken automatically from your job earnings after you graduate and are earning above a certain amount. The leftovers from uni money is just there. In my case I just put it towards my finances for the next year, dunno what I'll do with it once I graduate.

Septy | Mythic Inconceivable!
 
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Quote from: Flee on November 15, 2017, 08:27:04 AM
Isn't misuse of funds part of the reason why school loans systems are so often fucked? I regularly see people talk about how they spend their schooling money on games, trips, hardware and so on, which clearly is not what it's intended for. For all the people I see complaining (and rightfully so) about how messed up the system is, I see a lot of them indirectly contributing it by driving up expenses by spending school money on luxuries.
Thats why I made the thread lol. Thank god I don’t have any loans or debt.

 
 
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I feel so sorry for the ppl who had to pay to study.

 
 
challengerX | custom title
 
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I DONT GIVE A SINGLE -blam!- MOTHER -blam!-ER ITS A MOTHER -blam!-ING FORUM, OH WOW, YOU HAVE THE WORD NINJA BELOW YOUR NAME, HOW MOTHER -blam!-ING COOL, NOT, YOUR ARE NOTHING TO ME BUT A BRAINWASHED PIECE OF SHIT BLOGGER, PEOPLE ONLY LIKE YOU BECAUSE YOU HAVE NINJA BELOW YOUR NAME, SO PLEASE PUNCH YOURAELF IN THE FACE AND STAB YOUR EYE BECAUSE YOU ARE NOTHING BUT A PIECE OF SHIT OF SOCIETY
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FatherlyNick - fuck putin | Mythic Inconceivable!
 
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Quote from: challengerX on November 15, 2017, 10:25:10 AM
Quote from: FatherlyNick on November 15, 2017, 09:49:54 AM
I feel so sorry for the ppl who had to pay to study.
I feel sorry for your mother


 
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Quote from: challengerX on November 15, 2017, 08:48:30 AM
Quote from: BaconShelf on November 15, 2017, 08:42:43 AM
Quote from: Flee on November 15, 2017, 08:27:04 AM
Isn't misuse of funds part of the reason why school loans systems are so often fucked? I regularly see people talk about how they spend their schooling money on games, trips, hardware and so on, which clearly is not what it's intended for. For all the people I see complaining (and rightfully so) about how messed up the system is, I see a lot of them indirectly contributing it by driving up expenses by spending school money on luxuries.
I do 3D art though so buying a PC is for my course

Also I get more money than I need so I have spare to spend on fun things
Couldn't you use the "extra" money toward repayment?
Maybe idk. Student loans calculates it based on your parents incomes and my parents don't earn much so i get more

 
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Quote from: Flee on November 15, 2017, 08:27:04 AM
Isn't misuse of funds part of the reason why school loans systems are so often fucked? I regularly see people talk about how they spend their schooling money on games, trips, hardware and so on, which clearly is not what it's intended for. For all the people I see complaining (and rightfully so) about how messed up the system is, I see a lot of them indirectly contributing it by driving up expenses by spending school money on luxuries.
I got my PC so I can actually edit my film course projects on weekends because they shut off the buildings, so being able to edit at my own pace is good

 
 
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Wait I thought student loans were evil why are they giving you guys money back

 
 
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>not spending it all on microtransactions