Find a cheap one on Craigslist and get a car fax on it
Quote from: SecondClass on May 16, 2016, 08:21:02 PMFind a cheap one on Craigslist and get a car fax on itCar fax? How cheap are we talking here? I'd like something with low mileage that I don't have to pay all at once.
you get reports on used cars there, to make sure there's no lying going on
Okay, so, down payment requirement is mostly gonna be dependant on how much you want to or can finance. I only dropped a grand down front in my new used ride (2007) cause december/Novemberalways fuck me hardcore (and that's when I needed a new car) and I got a long loan time.Might pay more in interest down the road, but that's down the road.
Quote from: THE BOAT ecks two on May 16, 2016, 08:25:29 PMOkay, so, down payment requirement is mostly gonna be dependant on how much you want to or can finance. I only dropped a grand down front in my new used ride (2007) cause december/Novemberalways fuck me hardcore (and that's when I needed a new car) and I got a long loan time.Might pay more in interest down the road, but that's down the road.So the more money I put up for a down payment, the longer (and more expensive) financing I have to go through?For example, if I put down 1K, I'd have, say, $120 bi-weekly finance for 72 months. But if I put 5K, I'd have $120 bi-weekly for 24 months? (Or something like that...)
Quote from: Prehistoric on May 16, 2016, 08:23:09 PMQuote from: SecondClass on May 16, 2016, 08:21:02 PMFind a cheap one on Craigslist and get a car fax on itCar fax? How cheap are we talking here? I'd like something with low mileage that I don't have to pay all at once.you get reports on used cars there, to make sure there's no lying going on
The more you put down, the less you have to finance.
good credit helps
Quote from: AstroNaru on May 16, 2016, 08:32:07 PMgood credit helpsWhat about no credit?
Quote from: THE BOAT ecks two on May 16, 2016, 08:30:23 PMThe more you put down, the less you have to finance.So I'd be paying a smaller amount every two weeks for the same amount of time.
That hurts. Alot.
or the same amount for less time.It all depends on your loan terms, bro.
Is it possible for you to get a loan? Even a small one to make halves with whatever you already have.
Also look for used cars online. Dont go to a dealership for god sake.
Loans are a thing of life, its best to start now so you can accumulate a good credit rating if you ever want a large loan or a home loan, which I assume anyone needs.Best to get out a small loan and pay it out over a few years.
Quote from: Batch on May 16, 2016, 11:55:56 PMLoans are a thing of life, its best to start now so you can accumulate a good credit rating if you ever want a large loan or a home loan, which I assume anyone needs.Best to get out a small loan and pay it out over a few years.What would you consider "small"?