I just got my Credit Card. AMA

BasedLove | Ascended Posting Rampage
 
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🂿 | Mythic Unfrigginbelievable!
 
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Credit limit?

Classified.

lolpeasant

I don't have to tell you how much I have, but let's just say for someone that has never built credit, it's a pretty amazing amount.

Keep making excuses peasant.

Why do I have to tell you my credit limit?

I will tell you this though, I won't be charge for fraud purchases if it's lost or stolen.

Also I'm not a dirty console peasant. I'm a glorious PC.

Your still making excuses peasant.

*sigh*

$700

That's my limit.

I don't have any interest until 2016.

Bitch my first credit limit was $1,200.

Okay. Good for you.


 
gats
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You will find out who you are not a thousand times, before you ever discover who you are. I hope you find peace in yourself and learn to love instead of hate.
>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for


🂿 | Mythic Unfrigginbelievable!
 
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>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for

I'm wise about what I purchase.


 
gats
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You will find out who you are not a thousand times, before you ever discover who you are. I hope you find peace in yourself and learn to love instead of hate.
>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for

I'm wise about what I purchase.
Then what's the point of getting a credit card?


BasedLove | Ascended Posting Rampage
 
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>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for

I'm wise about what I purchase.
Then what's the point of getting a credit card?

To build credit of course.


🂿 | Mythic Unfrigginbelievable!
 
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>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for

I'm wise about what I purchase.

Purchase a new stick because the one you have lodged up your ass doesn't look like its coming out anytime soon.

*pulls stick out of his ass*


Nexus | Mythic Inconceivable!
 
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Good luck with the massive debt.


🂿 | Mythic Unfrigginbelievable!
 
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Good luck with the massive debt.

I highly doubt I'll fall into debt anytime soon.


Nexus | Mythic Inconceivable!
 
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Good luck with the massive debt.

I highly doubt I'll fall into debt anytime soon.
Credit cards are only for going into debt.


🂿 | Mythic Unfrigginbelievable!
 
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Good luck with the massive debt.

I highly doubt I'll fall into debt anytime soon.
Credit cards are only for going into debt.

Only if you spend with it unwisely.


 
Sandtrap
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How much money would you bet on your credit card that you'll be in debt over your head by the end of the month?


🂿 | Mythic Unfrigginbelievable!
 
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How much money would you bet on your credit card that you'll be in debt over your head by the end of the month?

$0.00


🂿 | Mythic Unfrigginbelievable!
 
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>Taking out a credit card
>LOL
>Debit ftw
>Don't buy shit you don't have the money for

This x100

I know! I'm not gonna do that. I may spend a lot but I'm a wise spender.


Super Irish | Legendary Invincible!
 
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If I'm not here, I'm doing photography. Or I'm asleep. Or in lockdown. One of those three, anyway.

The current titlebar/avatar setup is just normal.
I never got the American obsession over Credit Cards. You spend money you don't have, only to pay it back with your actual money later, and if you go over you get charged loads. It seems only existent for the bank to catch you out and squeeze money out of you.

Spoiler
(not taking a stab at you Deci, relax. Just a general rant)


🂿 | Mythic Unfrigginbelievable!
 
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I never got the American obsession over Credit Cards. You spend money you don't have, only to pay it back with your actual money later, and if you go over you get charged loads. It seems only existent for the bank to catch you out and squeeze money out of you.

Spoiler
(not taking a stab at you Deci, relax. Just a general rant)

I understand.

Well, I need to start building credit anyway. I have no credit history whatsoever. I need the credit (good credit mind you) so I can be able to buy a car or a house later on.

Same goes with renting an apartment, they're going to check my credit for it, and if I don't have credit, I get nothing.


Super Irish | Legendary Invincible!
 
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If I'm not here, I'm doing photography. Or I'm asleep. Or in lockdown. One of those three, anyway.

The current titlebar/avatar setup is just normal.
I never got the American obsession over Credit Cards. You spend money you don't have, only to pay it back with your actual money later, and if you go over you get charged loads. It seems only existent for the bank to catch you out and squeeze money out of you.

Spoiler
(not taking a stab at you Deci, relax. Just a general rant)

I understand.

Well, I need to start building credit anyway. I have no credit history whatsoever. I need the credit (good credit mind you) so I can be able to buy a car or a house later on.

Same goes with renting an apartment, they're going to check my credit for it, and if I don't have credit, I get nothing.

Shit. I hope they don't pull that shit on this side of the pond...


🂿 | Mythic Unfrigginbelievable!
 
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I never got the American obsession over Credit Cards. You spend money you don't have, only to pay it back with your actual money later, and if you go over you get charged loads. It seems only existent for the bank to catch you out and squeeze money out of you.

Spoiler
(not taking a stab at you Deci, relax. Just a general rant)

I understand.

Well, I need to start building credit anyway. I have no credit history whatsoever. I need the credit (good credit mind you) so I can be able to buy a car or a house later on.

Same goes with renting an apartment, they're going to check my credit for it, and if I don't have credit, I get nothing.

Shit. I hope they don't pull that shit on this side of the pond...

I hear ya. I have no interest as or right now though. I'll have to see where things go later on down the road.


rC | Mythic Inconceivable!
 
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ayy lmao
Shut up


 
Sandtrap
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Rockets on my X
How much money would you bet on your credit card that you'll be in debt over your head by the end of the month?

$0.00

Good man. Watch those damn cards. It's easy to slip.


R o c k e t | Mythic Smash Master
 
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I neither fear, nor despise.
Do you feel like an adult now?


🂿 | Mythic Unfrigginbelievable!
 
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Do you feel like an adult now?

To be honest, I just feel like myself. Nothing new or different.


🂿 | Mythic Unfrigginbelievable!
 
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How much money would you bet on your credit card that you'll be in debt over your head by the end of the month?

$0.00

Good man. Watch those damn cards. It's easy to slip.

Indeed.


Prototype | Respected Posting Spree
 
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Don't post pictures of it!

I'm not stupid Flee. I'd never do that. Thanks for your concern though.
You're welcome, I know you wouldn't do that.

Good. And since I won't do that.

Here is a picture of my bat credit card:


That cringe.


🂿 | Mythic Unfrigginbelievable!
 
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Don't post pictures of it!

I'm not stupid Flee. I'd never do that. Thanks for your concern though.
You're welcome, I know you wouldn't do that.

Good. And since I won't do that.

Here is a picture of my bat credit card:


That cringe.

YouTube


Prototype | Respected Posting Spree
 
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Don't post pictures of it!

I'm not stupid Flee. I'd never do that. Thanks for your concern though.
You're welcome, I know you wouldn't do that.

Good. And since I won't do that.

Here is a picture of my bat credit card:


That cringe.

YouTube

:( Sorry, Deci.


 
cxfhvxgkcf-56:7
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🂿 | Mythic Unfrigginbelievable!
 
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Don't post pictures of it!

I'm not stupid Flee. I'd never do that. Thanks for your concern though.
You're welcome, I know you wouldn't do that.

Good. And since I won't do that.

Here is a picture of my bat credit card:


That cringe.

YouTube

:( Sorry, Deci.



Dun worry. It's gon be k.


🂿 | Mythic Unfrigginbelievable!
 
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ITT: People don't realize that you pretty much have to have a credit card to make it in life

I hear ya man. Life is a pain in the ass I'll tell you that much.

At least I'm finally able to start with this, but who knows what's at stake for me in the future.