Can't believe it took the U.S so long to convert to chip and pin

Septy · December 21, 2015, 01:14:56 PM

Seriously this is so much better than swiping a credit card and is much more secure.

Ingy · December 21, 2015, 01:17:05 PM

What the hell is chip and pin

Ingy · December 21, 2015, 01:17:23 PM

Sounds British

Septy · December 21, 2015, 01:17:59 PM

Quote from: IngloriousWho98 on December 21, 2015, 01:17:05 PM

What the hell is chip and pin

It's a chip in a credit/debit card that allows you to insert it in a terminal instead of swiping it.

Ingy · December 21, 2015, 01:19:12 PM

What are the benefits of swiping vs inserting?

Septy · December 21, 2015, 01:22:05 PM

Quote from: IngloriousWho98 on December 21, 2015, 01:19:12 PM

What are the benefits of swiping vs inserting?

Swiping wears down the strip on the card and can render it useless if the card is barely bent, like mine. Chips are also a lot more secure.

Mr. Psychologist · December 21, 2015, 01:52:20 PM

...you didn't use it?

So what you just like swipe the card and that's that?

Kiwicake · December 21, 2015, 01:54:58 PM

You didn't have that already?

Like 80% of NZ uses card instead of cash, it's great

Luke · December 21, 2015, 02:06:46 PM

wow, we've had those for ages

Ingy · December 21, 2015, 02:08:17 PM

Quote from: Kiwicake on December 21, 2015, 01:54:58 PM

You didn't have that already?

Like 80% of NZ uses card instead of cash, it's great

Everyone uses cards instead of cash

Naru · December 21, 2015, 02:10:00 PM

i see no difference between swiping and inserting a card. they both take the same amount of effort

Ingy · December 21, 2015, 02:12:51 PM

Quote from: Naru Loves Yellow Snow on December 21, 2015, 02:10:00 PM

i see no difference between swiping and inserting a card. they both take the same amount of effort

Security reasons apparently

Naru · December 21, 2015, 02:13:46 PM

Quote from: IngloriousWho98 on December 21, 2015, 02:12:51 PM

Quote from: Naru Loves Yellow Snow on December 21, 2015, 02:10:00 PM
i see no difference between swiping and inserting a card. they both take the same amount of effort

Security reasons apparently

and in 1 year they wont be as safe anymore. so?

Ingy · December 21, 2015, 02:16:01 PM

Quote from: Naru Loves Yellow Snow on December 21, 2015, 02:13:46 PM

Quote from: IngloriousWho98 on December 21, 2015, 02:12:51 PM
Quote from: Naru Loves Yellow Snow on December 21, 2015, 02:10:00 PM
i see no difference between swiping and inserting a card. they both take the same amount of effort

Security reasons apparently
and in 1 year they wont be as safe anymore. so?

Then we move on to the next one

Jocephalopod · December 21, 2015, 02:28:11 PM

We have them...

Lol what?

Comet · December 21, 2015, 02:29:35 PM

i got a card that has one, ive only used it like 4 times. not very many places around here have the chip readers (or ones that work).

Septy · December 21, 2015, 02:30:18 PM

Quote from: Mr. Psychologist on December 21, 2015, 01:52:20 PM

...you didn't use it?

So what you just like swipe the card and that's that?

Well they weren't available until a few months ago so yeh

Flee · December 21, 2015, 02:33:31 PM

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Mr. Psychologist · December 21, 2015, 02:34:59 PM

so to be 100% clear

yanks didn't have to enter a PIN when shopping with a card until recently

correct?

Septy · December 21, 2015, 02:35:33 PM

Quote from: Mr. Psychologist on December 21, 2015, 02:34:59 PM

so to be 100% clear

yanks didn't have to enter a PIN when shopping with a card until recently

correct?

Only if you're using a debit card you had to enter a pin

True Turquoise · December 21, 2015, 02:36:07 PM

lolwut

Ingy · December 21, 2015, 02:37:25 PM

Quote from: Mr. Psychologist on December 21, 2015, 02:34:59 PM

so to be 100% clear

yanks didn't have to enter a PIN when shopping with a card until recently

correct?

The only difference between chip/pin and the cards with the strip is inserting or swiping

I think

Solonoid · December 21, 2015, 02:40:27 PM

Quote from: Mr. Psychologist on December 21, 2015, 02:34:59 PM

so to be 100% clear

yanks didn't have to enter a PIN when shopping with a card until recently

correct?

No, we've always used PINs.

We recently introduced a new type of card that uses a microchip that gets inserted into a terminal instead of swiping a magnetic strip.

Mine has literally never worked though.

Mr. Psychologist · December 21, 2015, 02:42:46 PM

ohh right

fair enough then

R o c k e t · December 21, 2015, 04:07:54 PM

My mom's card never works, so nah its shit

Anonymous (User Deleted) · December 21, 2015, 05:18:33 PM

I remember using those things when I went to Canada earlier this year.

My job allegedly has them but they're not in use yet, for unknown reasons. Folks keep asking all the time.

DAS B00T x2 · December 21, 2015, 06:32:19 PM

Quote from: Mr. Psychologist on December 21, 2015, 02:34:59 PM

so to be 100% clear

yanks didn't have to enter a PIN when shopping with a card until recently

correct?

bank card, I did.
credit card, I did not. You're supposed to be able to provide a valid ID with a matching name to the card. Almost nobody asks to see one though.

Naru · December 21, 2015, 06:32:56 PM

LOL PSY DOESNT KNOW WHAT THE DIFFERENCE BETWEEN DEBIT AND CREDIT ARE LOL

Onion · December 21, 2015, 06:45:08 PM

Fuck chip and pin.

Fish and cushion is the future.

A Cheese Potato · December 21, 2015, 06:52:06 PM

pay pass is even easier