I had two citi-student loans and at some point in time within the last 5 years they went to Navient (Sallie Mae)I recently called to ask if I could get a lower pay-off amount as the original loans were 32K and now they are up to about 64K because of deferment and interest. They said no and I believe these may have been private loans.My conditions have changed. I was born into Islam, but never knew much about my religion. Since 2012 I have been learning more about my faith and it is strictly forbidden in my faith to have dealings with interest.I am offering to pay off the original amount I owe however due to religious reasons would like them to recognize that my awareness and conditions have changed from the time of originally accepting the loan with Citi-Student Loan Corp and not even with them at Sallie Mae.Can I get the interest wiped out and close this account and case with just paying the original amount borrowed?I am in the Seattle, WA area are there attorneys that you can direct me to that can help?
People are unfortunately, this dumb.
Quote from: Byrne on April 22, 2015, 01:43:59 PMPeople are unfortunately, this dumb.This is why we're going down the shitter.
Fucking seriously?!
Quote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.
Quote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.
Quote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.
While not making any excuses for this, "Islamic banking" is a very real thing in Arabic culture. It's a banking system based around honor and compassion that is a fundamental part of them doing business. One of its aspects is loans at a 0% interest rate, for example. Obviously not saying that being a Muslim is a valid excuse to avoid interest, but she shouldn't just be called an idiot either. I could see that this might be a misunderstanding or something.
Quote from: Decimator Omega on April 22, 2015, 04:14:50 PMQuote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.And that's why we're here tehe
Quote from: Kitsunekun on April 22, 2015, 04:15:17 PMQuote from: Decimator Omega on April 22, 2015, 04:14:50 PMQuote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.And that's why we're here teheThe thing is, these days. Intelligence is rather subjective. People that know me in real life say I'm smart, but when I'm on this website in particular I have everyone call me an idiot.But it's always over trivial shit. I'm not the smartest man in the world, but I'm also not dumb as dirt.I have made some stupid decisions in my life, but that doesn't make me an idiot if I've learned from them and not to do them again.
Quote from: Decimator Omega on April 22, 2015, 04:14:50 PMQuote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.stop
Yes, it's a silly excuse, but she does come from a culture where loans with interest are pretty much taboo. It's not the same as calling on some arbitrary reason to be treated as a special snowflake.
Quote from: ARSE5908 on April 22, 2015, 04:58:41 PMQuote from: Decimator Omega on April 22, 2015, 04:14:50 PMQuote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.stopWhy?
Quote from: Kitsunekun on April 22, 2015, 05:04:46 PMQuote from: ARSE5908 on April 22, 2015, 04:58:41 PMQuote from: Decimator Omega on April 22, 2015, 04:14:50 PMQuote from: Kitsunekun on April 22, 2015, 03:32:47 PMQuote from: Decimator Omega on April 22, 2015, 03:31:05 PMQuote from: Kitsunekun on April 22, 2015, 03:28:57 PMFucking seriously?!Yeah. You just can't fix stupid. It's spreading.I've always been the one to tell everyone how far down humanity has gone. I haven't had faith in the human race since the day I was born.You just can't win against stupidity they're damned souls. Hah or maybe we're the damned ones having to deal with a dumb race.There aren't many smart people left in the world sadly.It's only the few that really makes the difference.stopWhy?the whole "no faith in the idiot human race" schtick is touted exclusively by unintelligent people