The problem, to my understanding, is that Americans are a lot worse with their finances compared to other countries which leads to that discrepancy.
Quote from: maverick on February 26, 2019, 04:24:16 PMThe problem, to my understanding, is that Americans are a lot worse with their finances compared to other countries which leads to that discrepancy.Sounds like bullshit to me. I'd like to see the source for that if you have one on hand.
Quote from: Elai on February 26, 2019, 04:50:05 PMQuote from: maverick on February 26, 2019, 04:24:16 PMThe problem, to my understanding, is that Americans are a lot worse with their finances compared to other countries which leads to that discrepancy.Sounds like bullshit to me. I'd like to see the source for that if you have one on hand.http://fortune.com/2016/07/12/financial-literacy/https://www.forbes.com/sites/danipascarella/2018/04/03/4-stats-that-reveal-how-badly-america-is-failing-at-financial-literacy/#18ec0b442bb7https://www.theatlantic.com/business/archive/2016/03/americans-shortsighted-in-debt-and-bad-at-investing/472680/
What an interesting take away from these articles you have found yourself with. Thank you for the sources.
Quote from: Elai on February 26, 2019, 05:30:36 PMWhat an interesting take away from these articles you have found yourself with. Thank you for the sources.You seem unsatisfied. When the original comparison was between two countries with similar costs of living and an average income that's actually higher in America, and yet Belgium is statistically better equip to deal with emergency spending by a factor of 3, I'm not sure how it's such a leap to say the the problem might be cultural.
I've been working for almost seven moths and still struggle paycheck to paycheck, and that's with my mom also working full-time. Like when I hit the deer that $250 really set me back. And I'm not frivolous with my money either. Over one paycheck alone goes strictly to bills, the rest goes to gas or groceries, like water and ground turkey. I consider myself lucky that my SUV was totaled, otherwise that $500 repair cost would have fucked me.
Quote from: Verbatim on February 26, 2019, 05:04:14 PMit's kind of just the nature of an unforeseen cost, i findIn your experience or in general?
it's kind of just the nature of an unforeseen cost, i find
Quote from: Casper on February 26, 2019, 06:21:16 PMI've been working for almost seven moths and still struggle paycheck to paycheck, and that's with my mom also working full-time. Like when I hit the deer that $250 really set me back. And I'm not frivolous with my money either. Over one paycheck alone goes strictly to bills, the rest goes to gas or groceries, like water and ground turkey. I consider myself lucky that my SUV was totaled, otherwise that $500 repair cost would have fucked me.That seems cheap for the damage you tookMy repair cost was $15OO and it was way less damaged than your’s
Quote from: Flee on February 26, 2019, 06:27:47 PMQuote from: Verbatim on February 26, 2019, 05:04:14 PMit's kind of just the nature of an unforeseen cost, i findIn your experience or in general?in general, unless you're one of the lucky ones and have disposable income
send help
Stop drowning in your decadence you degenerate. Quote from: DAS B00T x2 on February 26, 2019, 07:50:01 PMsend help
Do you guys see this changing any time soon and do you have plans to accomplish that?